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I get a little bit confused when it comes to distinguishing the differences between them, For instan... 
What was a bit surprising to me was the fact that "number of major derogatory reports" and "the number of delinquent trade lines" plots are actually reverse j-shape distributions. Is this because they are extremely skewed on one end?

 

"years on current job" is positively skewed. But could you say this is reverse j-shaped also?

 

please see file attached

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