Born and bred in Nelspruit, Mpumalanga Province in South Africa. Went to Wits University and completed a BCom degree. Worked for Peermont Global, Edcon, Standard Bank, and now a Senior Credit Risk Analyst with Woolworths Financial Services. Senior Analyst specialising in formulating, implementing, and monitoring Credit Risk strategies for Acquisition and Existing Customer Management. Also responsible for Portfolio Risk Appetite as well as Profitability.