@eemrun wrote:
Trying to understand how APC models work in terms of default of retail loan portfolio. I looked around but could not find much resource on working solutions. Does anyone have any pointers as to where I can find some material with SAS references? - Thanks
You can find some user written posts online here:
http://www.lexjansen.com/search/searchresults.php?q=age%20period%20cohort%20model
In general, for any particular topic, Lexjansen.com will have a multitude of resources.