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husseinmazaar
Quartz | Level 8 husseinmazaar
Quartz | Level 8

labeling data for credit scoring model

Posted 09-03-2018 05:02 AM (1316 views)

Dears, 

 

I have started credit scoring project using SAS E-Miner 6.2 and credit scoring nodes but the bank don't have actual labels because he didn't start the service of loan, I am wondering about the best practices to label the data in order to have two classes (Good and Bad).

 

I appreciate very much your assistance

 

Regards,

Hussein 

 

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MelodieRush
SAS Employee MelodieRush
SAS Employee

Re: labeling data for credit scoring model

Posted 09-21-2018 10:03 AM (1171 views)  |   In reply to husseinmazaar
Typically you would assign initial labels based on business or bank rules. A simple rule may be based on income, credit history, job history, etc...

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