Some retailers hire third party companies to build credit scorecards. Credit Scoring for SAS® Enterprise Miner™ allows you to build credit scoring models in-house, saving time and money. Not to mention the fact that keeping the process in-house allows the subject matter experts themselves to build more effective models.
But how do you do it? I want to call your attention to a technical white paper that provides a thorough background on the process.
Building Credit Scorecards using Credit Scoring for SAS® Enterprise Miner™ details many benefits of this approach. The paper describes:
- Core concepts
- The importance of bringing this work in-house
- The process in SAS® Enterprise Miner™ and how it fits into the larger credit scoring process
- The selection of the right model
- A case study where an application scoring model is built and evaluated, from beginning to end
If you use credit scorecards, I thought you’d find this paper helpful. You may also want to check out this SAS Global Forum 2013 paper, Creating Interval Target Scorecards with Credit Scoring for SAS® Enterprise Miner™.
