Hi, I was hoping someone may be able to help me with some confusion around the survival node in Enterprise Miner, paticularly with the way that my data is structured. Some quick background, I'm attempting to model the time to defaulting on a mortgage, a simple 1 or 0 binary flag. For every observation I have the _T_ variable which is my time since observation and starts from 0 and goes up to all the observations for following months, with an end date recorded if the event mentioned above happens. Within my data _t_ = 0 is the initial obs month and no accounts here have hit the event described above. As a result of this, I've noticed that there are a couple of issues with the way that cubic splines are being calculated, mainly as the hazard function has a sharp spike at _t_ = 1, as this is actually where my highest event rate occurs. Upon noticing that the sharp spike is being used as part of the spline fitting, I realise this is most likely not what I want to be happening. I am correct to include _t_ = 0 with no events in my dataset when using the surivival node? Please let me know if some more information is needed. Thanks! Nathan
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