Individual Provisioning Framework
Our SAS Allowance for Credit Loss customers are already enjoying the enhanced Individual Provisioning framework. The process combines interactive expert opinion inputs and automated analytics while applying a fully governed workflow for approvals. This tool was improved during the last quarter.
Post-Model Adjustments
SAS continues keeping up-to-date and expanding capabilities related to post-model adjustments. Customers can choose among various types of highly governed adjustments adapted to multiple situations and management decision approaches. It includes adjustments based on rules, cell-based, Q-Factor questionnaires and individual adjustments. All the adjustments remain fully governed, reusable and revertible while allowing a necessary level of interactivity. In the last quarter SAS has improved user's experience while working with cell-based adjustments: the interactive tool allowing to visualize and adjust aggregated model results.
For further details on these exciting updates and many others please refer to What's new documentation of SAS Allowance for Credit Loss, SAS Expected Credit Loss or contact your SAS representative.
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