Some retailers hire third party companies to build credit scorecards. Credit Scoring for SAS® Enterprise Miner™ allows you to build credit scoring models in-house, saving time and money. Not to mention the fact that keeping the process in-house allows the subject matter experts themselves to build more effective models.
But how do you do it? I want to call your attention to a technical white paper that provides a thorough background on the process.
Building Credit Scorecards using Credit Scoring for SAS® Enterprise Miner™ details many benefits of this approach. The paper describes:
If you use credit scorecards, I thought you’d find this paper helpful. You may also want to check out this SAS Global Forum 2013 paper, Creating Interval Target Scorecards with Credit Scoring for SAS® Enterprise Miner™.