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SAS® Enterprise Miner™ can build credit scorecards

by SAS Employee lryan on ‎07-02-2013 09:50 AM - edited on ‎01-06-2016 01:37 PM by Community Manager (954 Views)

Some retailers hire third party companies to build credit scorecards. Credit Scoring for SAS® Enterprise Miner™ allows you to build credit scoring models in-house, saving time and money. Not to mention the fact that keeping the process in-house allows the subject matter experts themselves to build more effective models.

 

But how do you do it? I want to call your attention to a technical white paper that provides a thorough background on the process.

 

Building Credit Scorecards using Credit Scoring for SAS® Enterprise Miner details many benefits of this approach. The paper describes:

 

  • Core concepts
  • The importance of bringing this work in-house
  • The process in SAS® Enterprise Miner™ and how it fits into the larger credit scoring process
  • The selection of the right model
  • A case study where an application scoring model is built and evaluated, from beginning to end

         

If you use credit scorecards, I thought you’d find this paper helpful. You may also want to check out this SAS Global Forum 2013 paper, Creating Interval Target Scorecards with Credit Scoring for SAS® Enterprise Miner™.

Comments
by Contributor noobs
on ‎07-07-2013 07:25 PM

Good Read

by Occasional Contributor nicopalacios
on ‎06-09-2015 10:26 AM

Hello! I have a problem..

In the Miner and Credit Scoring license:

With financial data, we created a credit scoring model. At last we arrived was the Scorecard. What we want now with the data of another month of the same financial, evaluate the model, evaluate the % correct prediction. And to see the ID of each person's financial, evaluate the result of credit scoring with what really happened. you could help me?

thanks

by Community Manager
on ‎06-12-2015 03:29 PM

Hi! I'm cross posting this tip with relevant discussion:

How to build a scorecard using Credit Scoring for SAS® Enterprise Miner™


Anna

by Occasional Contributor nicopalacios
on ‎06-12-2015 03:34 PM

thanks Anna!

by Community Manager
on ‎06-12-2015 03:37 PM

Sure thing nicopalacios!

Welcome to the Data Mining Community! You're in great hands with the experts here.

Anna

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