https://communities.sas.com/t5/SAS-Data-Science/labeling-data-for-credit-scoring-model/m-p/495984#M7364 UP Sat, 15 Sep 2018 19:51:56 GMT husseinmazaar 2018-09-15T19:51:56Z https://communities.sas.com/t5/SAS-Data-Science/labeling-data-for-credit-scoring-model/m-p/492011#M7332 <P>Dears,&nbsp;</P> <P>&nbsp;</P> <P>I have started credit scoring project using SAS E-Miner 6.2 and credit scoring nodes but the bank don't have actual labels because he didn't start the service of loan, I am wondering about the best practices to label the data in order to have two classes (Good and Bad).</P> <P>&nbsp;</P> <P>I appreciate very much your assistance</P> <P>&nbsp;</P> <P>Regards,</P> <P>Hussein&nbsp;</P> <P>&nbsp;</P> Mon, 03 Sep 2018 09:02:16 GMT https://communities.sas.com/t5/SAS-Data-Science/labeling-data-for-credit-scoring-model/m-p/492011#M7332 husseinmazaar 2018-09-03T09:02:16Z https://communities.sas.com/t5/SAS-Data-Science/labeling-data-for-credit-scoring-model/m-p/495984#M7364 UP Sat, 15 Sep 2018 19:51:56 GMT https://communities.sas.com/t5/SAS-Data-Science/labeling-data-for-credit-scoring-model/m-p/495984#M7364 husseinmazaar 2018-09-15T19:51:56Z https://communities.sas.com/t5/SAS-Data-Science/labeling-data-for-credit-scoring-model/m-p/497822#M7376 Typically you would assign initial labels based on business or bank rules. A simple rule may be based on income, credit history, job history, etc... Fri, 21 Sep 2018 14:03:26 GMT https://communities.sas.com/t5/SAS-Data-Science/labeling-data-for-credit-scoring-model/m-p/497822#M7376 MelodieRush 2018-09-21T14:03:26Z