Sas Viya Credit Score Rating For Partner

thunyakorn — Wed, 10 Sep 2025 09:23:14 GMT

I’m working on a project for the SAS Hackathon where I want to create a Credit Score Rating system to evaluate whether business partners have the ability to pay on time.

The goal is to analyze payment history, financial behavior, and risk factors, then predict the likelihood of timely payments using SAS Viya

PartnerID,PaymentHistory,OutstandingDebt,AnnualRevenue,DefaultFlag
P001,OnTime,20000,150000,0
P002,Late,50000,100000,1
P003,OnTime,10000,120000,0
P004,Late,70000,90000,1
P005,OnTime,15000,200000,0


/* Import the dataset */
proc import datafile="/home/user/credit_data.csv"
out=work.credit_data
dbms=csv replace;
getnames=yes;
run;

/* Build logistic regression model */
proc logistic data=work.credit_data;
class PaymentHistory;
model DefaultFlag(event='1') = PaymentHistory OutstandingDebt AnnualRevenue;
run;

I’d love suggestions on feature engineering, model selection, or even SAS-specific functions that could strengthen the results.

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Sas Viya Credit Score Rating For Partner