060038023 COND true 2016-03-01T13:37:56.853 2016-05-26T11:32:45.844 SYS_DECISN 25092376

25092376 Hill, LEE WEI & ROBER Customer true MR L W & MRS R Hill VILLA 65 20 RICCARTY STREET TRENTHAM Washington 5018 0 PHYSICAL MR L W & MRS R Hill VILLA 65 20 RACECOURSE ROAD TRENTHAM Washington 5018 1 false J 3199498 50 3199607 50 MAR

D2DACTS true XXX 4256761 false SAVACT true XXX 1163968 false 5420729 HMLOAN I 0000003564726703005 true 20 XXX 55000 2483 M 2015211 25 0 1 11 5 false ZB1069 HMLOAN I 0000003564726703006 true 21 XXX 254217 2499 M 2015212 25 0 20 4 6 false ZB1180 HMLOAN I 0000003564726703007 true 22 XXX 354231 2543 M 2015213 20 0 20 0 7 false ZC1057 HMLOAN I 0000003564726703008 true 23 XXX 452217 4498 M 2015214 20 0 19 9 8 false ZH1052 HMLOAN I 0000003564726703009 true 24 XXX 113494 2492 M 2015215 20 0 4 11 9 false ZB1190 HMLOAN I 0000003564726703011 true 25 XXX 894310 9980 M 2015216 20 0 14 6 10 false ZO1319 HMLOAN I 0000003564726703012 true 26 XXX 1000000 10499 M 2015217 25 0 16 7 11 false ZH1340 HMLOAN I 0000003564726703013 true 27 XXX 2000000 21472 M 2015218 25 0 15 8 12 false ZG1295 HMLOAN I 0000003564726703014 true 28 XXX 3000000 30987 M 2015219 25 0 17 4 13 false ZK1318 RHMLOAN C 0000201080350096000 true 29 XXX 1900 0 177 M 14 false ZC1118 RHMLOAN C 0000201080350109000 true 30 XXX 249632 7 1586 M 15 false ZB1180 RHMLOAN C 0000201080350117000 true 31 XXX 349483 7 2222 M 16 false ZC1057 RHMLOAN C 0000201080350125000 true 32 XXX 449336 7 2857 M 17 false ZH1052 ODRAFT C 0000206000047267000 true 33 XXX 2500 0 125 M 18 false CCARDS V 0004999779999948270 true 34 XXX 3000 379 75 M 19 false CLAS 9179320 Childcare and Education 100 W true 100 Sports/Activities true Superannuation true Rates true Motor Vehicle true Utilities true Food true Insurances true Clothing true Other Regular Expenses true RI AUD 500 W 1 friend street 12 -85924 12339 -952670 26000 199999 0 94495 94495 44730 98222 AUD 1775 105 20800 433 0.5 1775 GLEE 12 1 CMI CAS BISWC HLAI M6 HLAI 0 M12 HLAI 0 PLAI M6 PLAI 0 M12 PLAI 0 MOAI M12 MOAI 0 RCAI M12 RCAI 0 RRAI M12 RRAI 0 RMCIFWWC RMDI M6 RMDI 0 M12 RMDI 0 RMDIC M6 RMDIC 0 M12 RMDIC 0 CCDC M6 CCDC 0 CCCDC 0 CCAI CCWSC CCWBS 000 1 AUD 0.0 0.6578 0.625 0.7812 C SOP INCOME 3199498

3199498 Hill, LEE WEI Customer true ESTATE LEE WEI Hill 79 STOTTHOLM ROAD BARMY 1007 0 PHYSICAL ESTATE LEE WEI Hill 79 STOTTHOLM ROAD BARMY LONDON 0604 2 false I MR LEITH WAYNE Hill M 1946-01-01 M 0 Permanent AU Resident OWN 70 0 10 035794195 035784129 0274403724 jkl FT 10 0 false 2009-02-06

WAGE 100000 A true false 601 601 10 -43849 6169 -476335 13000 99999 0 0 47247 22365 49111 AUD 1775 -1 10400 0 0.5 1775 GLEE 0 5 CMI CAS BISWC D true HLAI M6 HLAI 0 M12 HLAI 0 PLAI M6 PLAI 0 M12 PLAI 0 MOAI M12 MOAI 0 RCAI M12 RCAI 0 RRAI M12 RRAI 0 RMCIFWWC RMDI M6 RMDI 0 M12 RMDI 0 RMDIC M6 RMDIC 0 M12 RMDIC 0 CCDC M6 CCDC 0 CCCDC 0 CCAI CCWSC CCWBS 000 5 B C false 2016-03-01T13:49:09.170 0 0 M3 ENQ 1 0 M6 ENQ 1 0 M12 DEF 0 0 M12 COL 0 0 M12 JUD 0 0 M12 ENQ 1 0 M24 PUB 0 0 E DEF 0 0 E COL 0 0 E JUD 0 0 E BAN 0 0 +006.51 0 0 idVerification=Y|residentialOwner=|electronicWhitePages=null|driverLicense=null|firstName=null|middleName=null|lastName=null|dob=null|quotableValue=null 10.5 10.5 10.5 J INCOME 3199607

3199607 Hill, ROBYN Customer true MS R Hill 34 OXFORD TERRACE DEVONPORT LIVERPOOL 0624 1674 PHYSICAL MS R Hill 34 OXFORD TERRACE DEVONPORT LIVERPOOL 0624 3 false I ROBYN BLACK MS ROBYN Hill F 1948-03-04 S 0 Permanent AU Resident OWN 67 0 10 035794195 035784129 0274403724 robynblack@clear.net.AU sdf FT 10 0 false

C 0000201080350096000 true AUD 1900 AUD 0 RCR C 0000201080350109000 true AUD 249632 AUD 0 RCR C 0000201080350117000 true AUD 349483 AUD 0 RCR C 0000201080350125000 true AUD 449336 AUD 0 RCR C 0000206000047267000 true AUD 2500 AUD 0 CGA C 0000206000012345699 true HIP C 0000206000047267097 true CGA WAGE 100000 A true false 725 725 12 -43092 6169 -476335 13000 99999 0 0 47247 22365 49111 AUD 1018 -1 10400 0 0.5 1018 GLEE 5 1 CMI CAS BISWC HLAI M6 HLAI 0 M12 HLAI 0 PLAI M6 PLAI 0 M12 PLAI 0 MOAI M12 MOAI 0 RCAI M12 RCAI 0 RRAI M12 RRAI 0 RMCIFWWC RMDI M6 RMDI 0 M12 RMDI 0 RMDIC M6 RMDIC 0 M12 RMDIC 0 CCDC M6 CCDC 0 CCCDC 0 CCAI Y CCWSC CCWBS 612 1 B C false 2016-03-01T13:49:09.170 0 0 M3 ENQ 1 0 M6 ENQ 1 0 M12 DEF 0 0 M12 COL 0 0 M12 JUD 0 0 M12 ENQ 1 0 M24 PUB 0 0 E DEF 0 0 E COL 0 0 E JUD 0 0 E BAN 0 0 +006.51 0 0 idVerification=Y|residentialOwner=|electronicWhitePages=null|driverLicense=null|firstName=null|middleName=null|lastName=null|dob=null|quotableValue=null 10.5000 10.5000 10.5000 J INCOME 24571308 31467445 43954558 4 0.781200000000 0.62500000000 0.657800000000 HOME_LOAN 500000 0 500000 df 25092376 B false false false PURC 500000 false OWNOCC EXIST false NONE PROPERTY CASH GIFT OTHER 020152206 25 0 25 0 0 500000 0.6578 0.7812 0.625 500000 20 10.5 10.5 10.5 HMLOAN 3199607 B XXX 55000 6.0000 2483 M I 0000003564726703005 HMLOAN 29796 true 2015211 25 0 1 11 21 10.5 10.5 10.5 HMLOAN 3199607 B XXX 254217 10.3000 2499 M I 0000003564726703006 HMLOAN 29988 true 2015212 25 0 20 4 22 10.5 10.5 10.5 HMLOAN 3199607 B XXX 354231 6.0000 2543 M I 0000003564726703007 HMLOAN 30516 true 2015213 20 0 20 0 23 10.5 10.5 10.5 HMLOAN 3199607 B XXX 452217 10.3000 4498 M I 0000003564726703008 HMLOAN 53976 true 2015214 20 0 19 9 24 10.5 10.5 10.5 HMLOAN 3199607 B XXX 113494 10.3000 2492 M I 0000003564726703009 HMLOAN 29904 true 2015215 20 0 4 11 25 10.5 10.5 10.5 HMLOAN 3199607 B XXX 894310 10.3000 9980 M I 0000003564726703011 HMLOAN 119760 true 2015216 20 0 14 6 26 10.5 10.5 10.5 HMLOAN 3199607 B XXX 1000000 10.3000 10499 M I 0000003564726703012 HMLOAN 125988 true 2015217 25 0 16 7 27 10.5 10.5 10.5 HMLOAN 3199607 B XXX 2000000 10.3000 21472 M I 0000003564726703013 HMLOAN 257664 true 2015218 25 0 15 8 28 10.5 10.5 10.5 HMLOAN 3199607 B XXX 3000000 10.3000 30987 M I 0000003564726703014 HMLOAN 371844 true 2015219 25 0 17 4 29 10.5 10.5 10.5 RHMLOAN 3199607 B XXX 1900 5.9500 177 M C 0000201080350096000 RHMLOAN 2124 true 30 10.5 10.5 10.5 RHMLOAN 3199607 B XXX 249632 5.8500 1586 M C 0000201080350109000 RHMLOAN 19032 true 31 10.5 10.5 10.5 RHMLOAN 3199607 B XXX 349483 5.8500 2222 M C 0000201080350117000 RHMLOAN 26664 true 32 10.5 10.5 10.5 RHMLOAN 3199607 B XXX 449336 5.8500 2857 M C 0000201080350125000 RHMLOAN 34284 true 33 10.5 10.5 10.5 ODRAFT 3199607 B XXX 2500 18.9500 125 M C 0000206000047267000 ODRAFT 1500 true 34 CCARDS 3199607 B XXX 3000 20.95 75 M V 0004999779999948270 CCARDS 900 true 35 4 false 020152206 false I USE 25092376 Hill, LEE WEI & ROBYN (J) 80 800000 95 760000 640000 79 STOTTHOLM ROAD, BARMY RESID false false 0 800000 RVF true false true cot1 jkl uio 2016-03-01 OWNOCC 500 1 LIVERPOOL-Wellsford FHST false false false false false false

PHYSICAL 79 STOTTHOLM ROAD BARMY LIVERPOOL 0604 2

false 1 false 1200000 false false 2016-03-01T13:44:57.953 DEC DC C10 Customer CAP Score is 10 24571308 DC C22 Customer Has Adverse CRS Rating 24571308 2016-03-01T13:49:09.853 MIKE MOUSE L P700312 INITIAL AU-mylending-lenderretail-grp 2016-03-01T13:49:09.853 DEC DC C22 Customer Has Adverse CRS Rating 24571308 DC C10 Customer CAP Score is 10 24571308 RA SI1 Servicing Index is Below Minimum 25092376 RS LEP LEPLVR is above 95 percent RS LE17 Total Lending $9673820 exceeds maximum allowable low equity lending of $760000 RA LE18 Low Equity application requires funding decision RC C05 Customer CAP Score is 05 3199498 RS L01 Loan Exceeds Loanable Value 20 RS L01 Loan Exceeds Loanable Value 21 RS L01 Loan Exceeds Loanable Value 22 RS L01 Loan Exceeds Loanable Value 23 RS L01 Loan Exceeds Loanable Value 24 RS L01 Loan Exceeds Loanable Value 25 RS L01 Loan Exceeds Loanable Value 26 RS L01 Loan Exceeds Loanable Value 27 RS L01 Loan Exceeds Loanable Value 28 RS L01 Loan Exceeds Loanable Value 29 RS L01 Loan Exceeds Loanable Value 30 RS L01 Loan Exceeds Loanable Value 31 RS L01 Loan Exceeds Loanable Value 32 true HLMLND01 663

assetsLiabilitiesRatio -116 xxxRevolvingLoans -79 loanIncomeRatio -12 loanSecurityRatio -7 timeCurrentEmployment 11 vedaDefaults 2 vedaEnquiries 72 vedaRriScore 43 initialScore 687 totalSecurityValuation 800000 totalIncome 225999 totalLoanAmount 500000 loanSecurityRatio 0.625 loanIncomeRatio 2.212399169907831450581639741768769 numXXXXRevolvingLoans 0 totalIndividualLiabilities 9179320 totalIndividualAssets 5420729 assetsLiabilitiesRatio 0.5905370986086115311373827255177943 rxxxMktLVR 12.092275 3199498

assetsLiabilitiesRatio -116 xxxRevolvingLoans 45 loanIncomeRatio -12 loanSecurityRatio -7 timeCurrentEmployment 11 vedaDefaults 2 vedaEnquiries 72 vedaRriScore 43 initialScore 687 totalSecurityValuation 800000 totalIncome 225999 totalLoanAmount 500000 loanSecurityRatio 0.625 loanIncomeRatio 2.212399169907831450581639741768769 numXXXXRevolvingLoans 6 totalIndividualLiabilities 9179320 totalIndividualAssets 5420729 assetsLiabilitiesRatio 0.5905370986086115311373827255177943 rXXXXMktLVR 12.092275 3199607

added 8 (System) 36 SC-L01 Confirmation of deposit held and a minimum of 5% is genuine savings. false PRAU true false 37 SC-L04 The property being offered as security is not being purchased under a rent to buy arrangement or subject to Treaty of something Memorials false PRAU true false 38 SC-B01 Application form signed. false PRDD true false 25092376 39 SC-I03 Rental Assessments, Tenancy Agreements or evidence of tenancy on S & P to be provided for investment property(ies) false PRDD true false 25092376 40 SC-I01 Confirmation of income to be provided and to be satisfactory to the Bank in all respects false PRDD true false 3199498 41 SC-I01 Confirmation of income to be provided and to be satisfactory to the Bank in all respects false PRDD true false 3199607 42 SC-P01 A copy of the signed Sale and Purchases agreement(s) held and acceptable to XXX in all respects. false PRDD true false 4 43 SC-S01 Registered Valuation is required, which the Bank will request at the customer's expense, and is to be satisfactory to the Bank in all respects. false PRDD true false 35 25092376 12 -85924 12339 -952670 26000 199999 0 94495 94495 44730 98222 AUD 1775 105 20800 433 0.5 1775 GLEE Childcare and Education 100 W true 100 Sports/Activities true Superannuation true Rates true Motor Vehicle true Utilities true Food true Insurances true Clothing true Other Regular Expenses true 3199498 601 601 10 -43849 6169 -476335 13000 99999 0 0 47247 22365 49111 AUD 1775 -1 10400 0 0.5 1775 GLEE B C false 2016-03-01T13:49:09.170 0 0 M3 ENQ 1 0 M6 ENQ 1 0 M12 DEF 0 0 M12 COL 0 0 M12 JUD 0 0 M12 ENQ 1 0 M24 PUB 0 0 E DEF 0 0 E COL 0 0 E JUD 0 0 E BAN 0 0 +006.51 0 0 idVerification=Y|residentialOwner=|electronicWhitePages=null|driverLicense=null|firstName=null|middleName=null|lastName=null|dob=null|quotableValue=null 3199607 725 725 12 -43092 6169 -476335 13000 99999 0 0 47247 22365 49111 AUD 1018 -1 10400 0 0.5 1018 GLEE B C false 2016-03-01T13:49:09.170 0 0 M3 ENQ 1 0 M6 ENQ 1 0 M12 DEF 0 0 M12 COL 0 0 M12 JUD 0 0 M12 ENQ 1 0 M24 PUB 0 0 E DEF 0 0 E COL 0 0 E JUD 0 0 E BAN 0 0 +006.51 0 0 idVerification=Y|residentialOwner=|electronicWhitePages=null|driverLicense=null|firstName=null|middleName=null|lastName=null|dob=null|quotableValue=null 1.15 12.092275 12.092275 true false false 2016-03-01T13:49:09.853 MIKE MOUSE L P700312 INITIAL AU-mylending-lenderretail-grp 2016-03-01T13:49:09.853 DEC DC C22 Customer Has Adverse CRS Rating 24571308 DC C10 Customer CAP Score is 10 24571308 RA SI1 Servicing Index is Below Minimum 25092376 RS LEP LEPLVR is above 95 percent RS LE17 Total Lending $9673820 exceeds maximum allowable low equity lending of $760000 RA LE18 Low Equity application requires funding decision RC C05 Customer CAP Score is 05 3199498 RS L01 Loan Exceeds Loanable Value 20 RS L01 Loan Exceeds Loanable Value 21 RS L01 Loan Exceeds Loanable Value 22 RS L01 Loan Exceeds Loanable Value 23 RS L01 Loan Exceeds Loanable Value 24 RS L01 Loan Exceeds Loanable Value 25 RS L01 Loan Exceeds Loanable Value 26 RS L01 Loan Exceeds Loanable Value 27 RS L01 Loan Exceeds Loanable Value 28 RS L01 Loan Exceeds Loanable Value 29 RS L01 Loan Exceeds Loanable Value 30 RS L01 Loan Exceeds Loanable Value 31 RS L01 Loan Exceeds Loanable Value 32 true HLMLND01 663

assetsLiabilitiesRatio -116 xxxRevolvingLoans -79 loanIncomeRatio -12 loanSecurityRatio -7 timeCurrentEmployment 11 vedaDefaults 2 vedaEnquiries 72 vedaRriScore 43 initialScore 687 totalSecurityValuation 800000 totalIncome 225999 totalLoanAmount 500000 loanSecurityRatio 0.625 loanIncomeRatio 2.212399169907831450581639741768769 numXXXXRevolvingLoans 0 totalIndividualLiabilities 9179320 totalIndividualAssets 5420729 assetsLiabilitiesRatio 0.5905370986086115311373827255177943 rXXXXMktLVR 12.092275 3199498

assetsLiabilitiesRatio -116 xxxRevolvingLoans 45 loanIncomeRatio -12 loanSecurityRatio -7 timeCurrentEmployment 11 vedaDefaults 2 vedaEnquiries 72 vedaRriScore 43 initialScore 687 totalSecurityValuation 800000 totalIncome 225999 totalLoanAmount 500000 loanSecurityRatio 0.625 loanIncomeRatio 2.212399169907831450581639741768769 numXXXXRevolvingLoans 6 totalIndividualLiabilities 9179320 totalIndividualAssets 5420729 assetsLiabilitiesRatio 0.5905370986086115311373827255177943 rXXXXMktLVR 12.092275 3199607

added 8 (System) 36 SC-L01 Confirmation of deposit held and a minimum of 5% is genuine savings. false PRAU true false 37 SC-L04 The property being offered as security is not being purchased under a rent to buy arrangement or subject to Treaty of something Memorials false PRAU true false 38 SC-B01 Application form signed. false PRDD true false 25092376 39 SC-I03 Rental Assessments, Tenancy Agreements or evidence of tenancy on S & P to be provided for investment property(ies) false PRDD true false 25092376 40 SC-I01 Confirmation of income to be provided and to be satisfactory to the Bank in all respects false PRDD true false 3199498 41 SC-I01 Confirmation of income to be provided and to be satisfactory to the Bank in all respects false PRDD true false 3199607 42 SC-P01 A copy of the signed Sale and Purchases agreement(s) held and acceptable to XXX in all respects. false PRDD true false 4 43 SC-S01 Registered Valuation is required, which the Bank will request at the customer's expense, and is to be satisfactory to the Bank in all respects. false PRDD true false 35 25092376 12 -85924 12339 -952670 26000 199999 0 94495 94495 44730 98222 AUD 1775 105 20800 433 0.5 1775 GLEE Childcare and Education 100 W true 100 Sports/Activities true Superannuation true Rates true Motor Vehicle true Utilities true Food true Insurances true Clothing true Other Regular Expenses true 3199498 601 601 10 -43849 6169 -476335 13000 99999 0 0 47247 22365 49111 AUD 1775 -1 10400 0 0.5 1775 GLEE B C false 2016-03-01T13:49:09.170 0 0 M3 ENQ 1 0 M6 ENQ 1 0 M12 DEF 0 0 M12 COL 0 0 M12 JUD 0 0 M12 ENQ 1 0 M24 PUB 0 0 E DEF 0 0 E COL 0 0 E JUD 0 0 E BAN 0 0 +006.51 0 0 idVerification=Y|residentialOwner=|electronicWhitePages=null|driverLicense=null|firstName=null|middleName=null|lastName=null|dob=null|quotableValue=null 3199607 725 725 12 -43092 6169 -476335 13000 99999 0 0 47247 22365 49111 AUD 1018 -1 10400 0 0.5 1018 GLEE B C false 2016-03-01T13:49:09.170 0 0 M3 ENQ 1 0 M6 ENQ 1 0 M12 DEF 0 0 M12 COL 0 0 M12 JUD 0 0 M12 ENQ 1 0 M24 PUB 0 0 E DEF 0 0 E COL 0 0 E JUD 0 0 E BAN 0 0 +006.51 0 0 idVerification=Y|residentialOwner=|electronicWhitePages=null|driverLicense=null|firstName=null|middleName=null|lastName=null|dob=null|quotableValue=null 1.15 12.092275 12.092275 true false false APPL 25092376 N_ACTIV 44 true 25092376 4 CONAPP 25092376 N_ACTIV 45 true 4 123456 Retail Fan Prebble Senior Test Analyst 04-474 6545 76545 Fan_Preblble@XXX.co.AU 22644 1269A33 1269A33 L3 P4 Deriver WAY L3 P4 Deriver WAY I Products & Technology Testing Services 6 Queen Street Pipitea Liverpool 3451 55021651 123456 Retail Fan Prebble Senior Test Analyst 04-474 6545 76545 Fan_Preblble@XXX.co.AU 22644 1269A33 1269A33 L3 P4 Deriver WAY L3 P4 Deriver WAY L Products & Technology Testing Services 6 Queen Stree Philips Road Liverpool 3451 55021651 31467445

31467445 MADE UP PARTNERSHIP Customer true 0 BARCE 34B GEORGE STREET PARROT ROAD CLARKTOWN 0830 15950 false N 3199607 P 9529 3199607

0 1 CMI CAS BISWC HLAI M6 HLAI 0 M12 HLAI 0 PLAI M6 PLAI 0 M12 PLAI 0 MOAI M12 MOAI 0 RCAI M12 RCAI 0 RRAI M12 RRAI 0 RMCIFWWC RMDI M6 RMDI 0 M12 RMDI 0 RMDIC M6 RMDIC 0 M12 RMDIC 0 CCDC M6 CCDC 0 CCCDC 0 CCAI CCWSC CCWBS 000 1 24571308

24571308 Miinni, PETERS ROYSTON & BLACK, ROBYN Customer true MR S R Miinni & MRS R Hill 3 SOMEWHERE STREET WAINONI PARIS 8061 7670 J 3199607 6658426 DEF

23 10 CMI CAS BISWC HLAI M6 HLAI 0 M12 HLAI 0 PLAI M6 PLAI 0 M12 PLAI 0 MOAI M12 MOAI 0 RCAI M12 RCAI 0 RRAI M12 RRAI 0 RMCIFWWC RMDI M6 RMDI 0 M12 RMDI 0 RMDIC M6 RMDIC 0 M12 RMDIC 0 CCDC M6 CCDC 0 CCCDC 0 CCAI CCWSC CCWBS 000 10 43954558

43954558 SCHAFFTER Mile Partnership Customer true 0 BARCE 33 POLAR WAY MADRID 4601 0 false N ESAU MILE PARTNERSHIP true 3199607 6658426 P 1314 3199607 6658426

1 CMI CAS 45 21 9176320 false